You clicked a link in a scam message. Here's what to do now.

For: Any phone, tablet or computer

Last checked October 14, 2026 against official help from the FTC. Written for any phone, tablet or computer.

Scam links fool careful people every day. The FTC's advice is to act right away, starting with whatever you typed in or sent.

This page is for you if

  • You tapped a link in a text or email and now it seems wrong
  • You typed a password, card number or Social Security number into a website
  • A website got you to download something

Why this happens

Scam texts and emails send you to fake websites that look real. The FTC says scammers use what you type there to get into your email, bank or other accounts, or to open accounts in your name.

Good to know first

Do the steps that match what happened. If you only looked at the page and didn't type or download anything, close it and report the message.

Do these steps

  1. Step 1: Close the website

    Close the page. Don't type anything else into it, and don't call any number it shows.

  2. Step 2: If you typed a password

    Change that password now, on the real website or app. If you use the same password anywhere else, change it there too. Then turn on two-step sign-in for that account.

  3. Step 3: If you typed a card or bank number

    Call your bank or card company using the number on the back of your card. Tell them what happened.

  4. Step 4: If you gave your Social Security number

    Go to IdentityTheft.gov. It gives you a step-by-step plan based on what you shared.

  5. Step 5: If you downloaded something

    Update your security software, then run a scan and delete anything it finds. If you need help, ask the device's maker or someone you trust.

  6. Step 6: Report it

    Report it to the FTC at ReportFraud.ftc.gov. Forward scam texts to 7726. Forward scam emails to [email protected].

If you sent money, call right away

  • Bank transfer or Zelle: call your bank or credit union now. Ask them to reverse the payment.
  • Credit or debit card: call the number on the back of the card and ask for your money back.
  • Gift card: call the number on the back of the gift card. Tell them a scammer got the card number and PIN, and ask for a refund. Keep the card and the receipt.
  • Payment app like Venmo, Cash App or PayPal: report it in the app right away and ask them to reverse it.

Good to know

  • The FTC says real companies won't email or text you a link to update your payment information.
  • If you can't get back into an account, the FTC's page How To Recover Your Hacked Email or Social Media Account links to the recovery steps for Google, Microsoft, Facebook, Yahoo and other sites.

Check it with the source

We wrote these steps from these official pages. If your screen looks different, the official page is always right.

Still stuck?

Tell Buster what you see, in your own words.

Ask Buster something else

Or email us at [email protected]. Never send us a password or a code.